Job Description
Apex Risk Solutions is a premier leader in the global insurance landscape, renowned for our innovative approach to underwriting and risk management. We are seeking a highly analytical and strategic Senior Underwriting Analyst to join our dynamic London team. In this pivotal role, you will leverage advanced data analytics to optimize our risk portfolio, reduce loss ratios, and drive profitability in a fast-paced environment.
We offer a competitive benefits package, a hybrid working model, and unparalleled opportunities for professional growth within the insurtech sector.
Responsibilities
- Lead Risk Assessment: Utilize predictive modeling and statistical analysis to evaluate complex insurance applications and determine appropriate risk classifications.
- Portfolio Management: Monitor and manage existing client portfolios, identifying trends and recommending adjustments to underwriting guidelines to minimize exposure.
- Data-Driven Strategy: Collaborate with the analytics team to develop new underwriting algorithms and refine existing scoring models.
- Regulatory Compliance: Ensure all underwriting decisions adhere to UK regulatory standards (FCA) and internal compliance protocols.
- Mentorship: Guide junior analysts and underwriters, fostering a culture of continuous improvement and technical excellence.
- Client Collaboration: Work closely with brokers and clients to explain complex risk factors and negotiate terms.
Qualifications
- Experience: Minimum of 5 years of progressive experience in commercial insurance underwriting or risk analysis.
- Certifications: CPCU, AIAS, or CII (ACII/FCII) certifications are highly preferred.
- Technical Skills: Proficiency in SQL, Python, or R for data manipulation; advanced Excel skills (VLOOKUP, PivotTables).
- Education: Bachelor’s degree in Actuarial Science, Mathematics, Finance, or a related field.
- Communication: Exceptional verbal and written communication skills with the ability to present complex data to non-technical stakeholders.
- Problem Solving: Strong analytical mindset with a proven track record of identifying and mitigating risk.