Job Description
Are you an analytical risk-taker ready to make an impact?
Apex Global Insurance Solutions is seeking a highly skilled Senior Insurance Underwriter to join our dynamic team in New York City. As a leader in the commercial insurance sector, we are committed to fostering innovation and excellence. In this pivotal role, you will be responsible for evaluating risk, determining appropriate coverage, and ensuring our clients receive the best protection strategies tailored to their needs.
We offer a competitive benefits package, a collaborative work environment, and the opportunity to work with industry veterans. If you have a keen eye for detail and a passion for financial risk management, we want to hear from you.
Responsibilities
- Evaluate and analyze complex commercial insurance applications to determine risk exposure and insurability.
- Develop and implement underwriting guidelines and strategies to align with company goals and market trends.
- Review and approve or decline risk submissions within established authority limits.
- Collaborate closely with the sales and claims teams to provide expert advice on coverage options and policy terms.
- Monitor industry trends, regulatory changes, and emerging risks to continuously improve underwriting performance.
- Ensure all underwriting decisions comply with state and federal regulations.
- Mentor junior underwriters and contribute to training programs.
Qualifications
- Bachelor’s degree in Finance, Risk Management, Insurance, or a related field.
- Minimum of 5 years of experience in commercial insurance underwriting.
- Strong knowledge of insurance principles, products, and regulatory frameworks.
- Proficiency in underwriting software (e.g., Duck Creek, Guidewire, or similar) and Microsoft Office Suite.
- Excellent analytical, problem-solving, and decision-making skills.
- Strong written and verbal communication abilities.
- Certification preferred: CPCU, AIC, ARM, or Associate in Risk Management.