Job Description
Are you a seasoned underwriter looking to make a significant impact at a forward-thinking insurance leader? Summit Shield Insurance Group is seeking a Senior Commercial Lines Underwriter to join our high-performing team in the 'Insurance Capital of the World'. You will play a pivotal role in shaping our portfolio, leveraging advanced data analytics and your expert judgment to drive profitable growth.
We offer a collaborative, high-trust environment where your expertise is valued and rewarded. If you are passionate about risk assessment and building long-term broker partnerships, we want to hear from you.
Responsibilities
- Analyze complex commercial insurance applications to determine risk acceptability and pricing accuracy.
- Manage a diverse book of business, ensuring alignment with corporate underwriting guidelines and profit objectives.
- Collaborate with producers and brokers to negotiate terms, conditions, and coverage structures.
- Utilize predictive modeling and actuarial data to refine risk selection and improve loss ratios.
- Mentor junior underwriters and provide technical guidance on complex policy endorsements.
- Conduct regular portfolio reviews to identify emerging trends and market opportunities.
- Maintain high levels of customer service through timely communication and effective problem-solving.
Qualifications
- Bachelor’s degree in Business, Finance, Risk Management, or a related field.
- Minimum of 5-7 years of experience in Commercial Lines underwriting (Property & Casualty).
- Professional designations such as CPCU, ARM, or AU strongly preferred.
- Deep understanding of state filing regulations and insurance compliance requirements.
- Proven ability to manage high-volume pipelines while maintaining precision and attention to detail.
- Exceptional negotiation and interpersonal skills for building sustainable broker relationships.
- Proficiency with modern underwriting software, data visualization tools, and Microsoft Office Suite.