Job Description
Are you ready to join a premier insurance carrier where your underwriting expertise directly impacts our bottom line? Summit Shield Insurance Group is seeking a high-performing Senior Commercial Lines Underwriter to join our collaborative team in the heart of the insurance capital of the world, Hartford, CT.
In this role, you will be responsible for evaluating complex commercial risks, maintaining a profitable book of business, and fostering long-term relationships with our top-tier brokerage partners. We offer a culture that prioritizes professional development, technical excellence, and a healthy work-life balance.
Responsibilities
- Analyze, evaluate, and accept or decline commercial risks in accordance with company underwriting guidelines.
- Manage a high-value portfolio of commercial accounts, ensuring profitability and growth targets are met.
- Cultivate and maintain strong, productive relationships with independent brokers and agency partners.
- Conduct thorough risk assessment reviews, including loss control reports and financial statement analysis.
- Collaborate with internal actuarial and claims teams to refine pricing models and risk appetite.
- Mentor junior underwriters and provide technical guidance on complex coverage placements.
- Monitor market trends and competitor activity to adjust underwriting strategy dynamically.
Qualifications
- Bachelor’s degree in Risk Management, Finance, Business Administration, or a related field.
- Minimum of 5-7 years of experience in Commercial Lines Underwriting (Property & Casualty).
- Deep knowledge of ISO forms, state regulations, and policy contract language.
- Proven track record of managing a profitable book of business exceeding $5M in premium.
- Advanced analytical and decision-making skills with a focus on risk mitigation.
- Excellent verbal and written communication skills for high-stakes negotiations.
- Professional designations such as CPCU, ARM, or AU are highly preferred.