Job Description
Are you an experienced underwriter looking to join a high-growth insurance leader? Summit Risk Solutions is seeking a Senior Commercial Lines Underwriter to join our elite team in the heart of the insurance capital. You will play a pivotal role in assessing complex risks, building broker relationships, and driving profitable growth in our commercial lines portfolio.
We offer a collaborative, modern work environment, competitive compensation, and a clear pathway for leadership development.
Responsibilities
- Evaluate and analyze complex commercial insurance applications for risk, coverage, and pricing.
- Develop and maintain strong working relationships with key brokerage partners to grow the book of business.
- Manage a high-volume pipeline while maintaining strict adherence to underwriting guidelines and regulatory compliance.
- Prepare comprehensive risk assessments and present findings to management for high-exposure accounts.
- Monitor loss ratios and identify trends to optimize policy terms and conditions.
- Mentor junior underwriting staff and participate in cross-departmental product development initiatives.
- Collaborate with claims and loss control departments to ensure holistic risk management strategies.
Qualifications
- Bachelor’s degree in Business, Finance, Risk Management, or a related field.
- Minimum of 5-7 years of experience in Commercial Lines underwriting, specifically in property and casualty.
- Proven ability to manage a profitable book of business with a focus on risk appetite.
- Strong analytical, mathematical, and decision-making skills with high attention to detail.
- Chartered Property Casualty Underwriter (CPCU) designation is highly preferred.
- Exceptional communication and negotiation skills to interact with stakeholders at all levels.
- Advanced proficiency in Microsoft Office Suite and industry-standard underwriting software.