Job Description
We are seeking a highly analytical Senior Insurance Actuarial Analyst to join our dynamic team in the heart of London. At Apex Risk Solutions, we believe in data-driven decision-making to navigate the complexities of modern insurance markets. In this pivotal role, you will leverage advanced statistical modeling to drive pricing strategies, assess risk exposure, and ensure the long-term profitability of our diverse portfolio.
You will be the bridge between complex mathematical theories and practical business applications, working closely with underwriters, claims adjusters, and senior leadership to deliver actionable insights. If you are a detail-oriented professional with a passion for numbers and a drive to shape the future of risk management, we want to meet you.
Responsibilities
- Develop and maintain complex actuarial models to assess risk, calculate premiums, and determine reserves.
- Analyze historical claims data and market trends to forecast future liabilities and identify emerging risks.
- Collaborate with the underwriting team to refine risk assessment strategies and pricing structures.
- Prepare detailed reports and presentations for senior management, clearly articulating findings and recommendations.
- Ensure strict compliance with regulatory standards (FCA/PRA) and internal governance policies.
- Conduct sensitivity analysis to evaluate the impact of economic changes and catastrophic events on the insurance portfolio.
Qualifications
- 3-5 years of proven experience in actuarial analysis, risk management, or insurance pricing.
- Strong mathematical and statistical background; ACII or FCII qualifications are highly desirable.
- Proficiency in programming languages such as SQL, Python, R, or SAS.
- Excellent verbal and written communication skills with the ability to translate technical data into business insights.
- Strong attention to detail and a proactive approach to problem-solving.
- Full right to work in the United Kingdom.