Job Description
Are you a strategic underwriter ready to shape the future of risk management?
Apex Insurance Solutions is a premier Lloyd’s of London market operator seeking a Senior Commercial Underwriter to join our elite London team. We pride ourselves on a culture of innovation, integrity, and excellence, offering a hybrid working environment and a clear trajectory for career advancement.
In this high-impact role, you will leverage cutting-edge data analytics and deep industry expertise to underwrite complex commercial portfolios. You will act as a key advisor to our clients and brokers, ensuring our risk appetite is met with precision and profitability.
Responsibilities
- Lead the end-to-end underwriting process for commercial property and casualty portfolios, conducting rigorous risk assessments.
- Utilize advanced underwriting platforms (e.g., Duck Creek) to analyze data, model risks, and generate competitive pricing proposals.
- Cultivate and maintain strong relationships with brokers and clients to understand evolving market needs and provide tailored insurance solutions.
- Conduct regular market reviews to identify emerging trends, adjust underwriting guidelines, and optimize portfolio performance.
- Mentor junior underwriters and contribute to the development of team training programs and best practices.
- Ensure strict adherence to regulatory compliance and internal risk management policies across all underwriting activities.
Qualifications
- Minimum of 5 years of experience in commercial underwriting, with a specific focus on the Lloyd’s or London Market.
- Certified Fellow of the Insurance Institute (CFII) or equivalent professional designation.
- Strong analytical mindset with exceptional proficiency in Microsoft Excel and data interpretation tools.
- Excellent communication and negotiation skills, capable of articulating complex risks to diverse stakeholders.
- Proven track record of meeting underwriting targets and maintaining underwriting profitability ratios.