Job Description
Are you an expert in risk assessment looking to join a high-performing team in the 'Insurance Capital of the World'? Summit Risk Solutions is seeking a Senior Commercial Lines Underwriter to drive profitable growth within our mid-to-large market portfolio. In this role, you will analyze complex risks, negotiate terms with brokers, and leverage data-driven insights to maintain our market-leading edge.
We offer a dynamic, collaborative culture that values intellectual curiosity and bold decision-making. If you are ready to elevate your career and shape the future of commercial underwriting, we want to hear from you.
Responsibilities
- Evaluate and analyze complex commercial property and casualty risks to determine insurability and pricing.
- Manage a high-volume portfolio while maintaining strict underwriting guidelines and loss ratios.
- Build and cultivate strong relationships with key brokerage partners to source profitable new business.
- Collaborate with cross-functional teams, including claims, legal, and actuarial departments, to optimize risk strategies.
- Mentor junior underwriters on technical underwriting best practices and market dynamics.
- Participate in market meetings and industry conferences to stay ahead of emerging risk trends.
- Execute complex endorsements, renewals, and audits with high attention to detail.
Qualifications
- Bachelor’s degree in Finance, Business, Risk Management, or a related field.
- 5+ years of experience in commercial lines underwriting (Property/Casualty experience preferred).
- Strong proficiency in utilizing underwriting software and data analytics tools.
- Proven ability to negotiate complex coverage terms and pricing structures.
- Deep understanding of state insurance regulations and policy forms.
- Professional designations such as CPCU, ARM, or CIC are highly preferred.
- Excellent communication skills with the ability to articulate risk profiles to diverse stakeholders.