Job Description
Join the Industry Leader in Risk Management
Apex Risk Solutions is seeking a Senior Insurance Underwriter to drive our underwriting strategy in the New York market. You will play a pivotal role in assessing risk, determining policy terms, and ensuring the financial health of our portfolio. If you have a keen eye for detail and a passion for data-driven decision-making, this is your opportunity to elevate your career.
Why Join Us?
We offer a competitive compensation package, comprehensive health benefits, and a collaborative work environment that fosters professional growth. You will work with state-of-the-art underwriting software and have the autonomy to make impactful decisions.
Responsibilities
- Analyze complex insurance applications and financial data to determine risk exposure and assign appropriate coverage limits.
- Develop and implement underwriting guidelines to align with company goals and regulatory requirements.
- Conduct thorough market research to identify emerging risks and competitive trends.
- Collaborate with claims adjusters and brokers to resolve underwriting disputes and negotiate terms.
- Monitor portfolio performance and recommend strategies to improve profitability and loss ratios.
- Mentor junior underwriters and provide training on technical underwriting principles.
Qualifications
- Minimum of 5 years of experience in commercial or property & casualty insurance underwriting.
- Strong understanding of risk assessment principles, actuarial concepts, and insurance law.
- Proficiency in underwriting software systems (e.g., Duck Creek, Guidewire) and MS Excel.
- CPCU, ARM, or equivalent professional designations are highly preferred.
- Excellent analytical, negotiation, and communication skills.
- Ability to work independently in a fast-paced, deadline-driven environment.