Job Description
Are you a seasoned underwriter looking to make a significant impact at a premier insurance carrier? Summit Shield Insurance Group is seeking a highly analytical and relationship-driven Senior Commercial Lines Underwriter to join our elite Hartford-based team. You will play a critical role in evaluating risk profiles, maintaining portfolio profitability, and fostering long-term agency partnerships in a fast-paced, innovative environment.
We offer a sophisticated benefits package, hybrid work flexibility, and a culture that prioritizes professional growth and technical excellence.
Responsibilities
- Analyze complex commercial insurance applications to determine risk acceptability and appropriate pricing.
- Manage an assigned book of business, ensuring alignment with corporate underwriting guidelines and profit objectives.
- Collaborate with agency partners to negotiate terms, conditions, and coverage modifications.
- Conduct thorough audits of policy files to ensure compliance with regulatory standards and internal quality benchmarks.
- Mentor junior underwriting staff and provide technical guidance on complex coverage issues.
- Identify emerging market trends and contribute to the development of new product offerings.
- Represent the company at industry events and maintain strong market presence.
Qualifications
- Bachelor’s degree in Business, Finance, Risk Management, or a related field.
- Minimum of 5-7 years of commercial lines underwriting experience, specifically with middle-market accounts.
- Advanced proficiency in coverage analysis (GL, Property, Workers' Compensation, and Umbrella).
- Proven track record of managing a profitable book of business with high renewal retention.
- Strong negotiation skills and the ability to build effective relationships with brokers and agents.
- Professional designations such as CPCU, AU, or ARM are highly preferred.
- Exceptional analytical skills with the ability to interpret financial statements and loss reports.