Job Description
Are you a seasoned underwriting professional looking to elevate your career with an industry leader? Apex Assurance Group is seeking a high-caliber Senior Commercial Lines Underwriter to drive profitable growth in our middle-market division in Hartford, CT.
In this role, you will leverage advanced predictive analytics, modern insurtech platforms, and your deep technical expertise to assess, price, and bind complex commercial risks. You will act as a key strategic advisor to our premier agency partners, fostering high-value relationships while maintaining portfolio discipline. If you thrive in a high-performance environment that values modern data-driven underwriting, structural autonomy, and rapid career progression, we invite you to apply.
Responsibilities
- Analyze and evaluate complex middle-market commercial property and casualty risks to determine acceptability and premium adequacy in alignment with corporate underwriting guidelines.
- Develop and manage strong collaborative relationships with elite independent agents and brokers to drive high-quality, targeted submission flow.
- Utilize advanced data analytics, predictive modeling, and modern insurtech tools to conduct thorough risk assessments and multi-year portfolio reviews.
- Negotiate customized policy terms, pricing structures, and risk exclusions on high-value commercial accounts.
- Provide technical mentorship and peer underwriting reviews to junior underwriters and risk assessment support staff.
- Monitor regional market trends, legislative updates, and competitive landscapes to identify emerging niche business opportunities.
Qualifications
- Bachelor’s degree in Finance, Risk Management, Insurance, Business Administration, or a highly analytical equivalent.
- 5+ years of experience in commercial lines P&C underwriting, with a strong focus on mid-market accounts.
- Professional insurance designation such as CPCU, CIC, or AU is highly preferred.
- Proven track record of managing profitable agency plant relationships and achieving premium growth targets.
- Advanced analytical capability, commercial negotiation expertise, and deep knowledge of complex coverage forms.
- Proficiency with modern digital underwriting workstations, advanced CRM platforms, and data visualization tools.